Payer Authenication

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Verified by Visa / MasterCard Secure Code

The Verified by Visa (VbV) and MasterCard® SecureCode™ (MCSC) programs aim to increase consumer confidence in online shopping and reduce fraud. To encourage VbV/MCSC adoption, Visa and MasterCard offer significant merchant benefits including: Fraudulent chargeback protection (per the rules of Visa and MasterCard) even on non-enrolled cards, interchange discounts averaging 20 basis points per transaction, dramatic reduction in the fraud screening costs/manual review and expanded internationally with protection.

Payer Authentication benefits:

• Reduce Fraud - Protect your business against fradulent transactions
• Build Consumer Confidence - Protect your customer's identity
• Lower Per Transaction Costs - Lower your interchange discount rate up to 20 basis points
• PCI Compliance - Verified by Visa and MasterCard Secure Code are programs developed to help with PCI Compliance
• To get started with the PlanetAuthorize™ Payment Gateway service call SaleManager Merchant Service, toll free, at 1-800-918-4890.